Print this page
 
 
Links
  List of banking institutions that
provide islamic banking
  Bank Negara Malaysia
  BNM LINK
  insuranceinfo
  FMB
  AKPK
  Credit Bureau
  ABM
  PIDM

 
 
     
Select one of the following to know more:  
   

Documents required when
applying for house financing-i

Relevant fees and charges for
house financing-i
Paying my loan
   
Tips when buying property
Rights and duties
Protection for my home
Abandoned housing project
 
 
You are required to pay related costs such as professional fees and government charges. Some of the common fees and charges are:
 
Type
Rate
  1. Between you and the developer/seller:
    Sale and Purchase Agreement
     
  Stamp Duty
  Professional legal fees
  RM 10
  1.0% for the first RM100,000
    0.5% for the first RM4,900,000
  2. Between you and the Islamic banking institution:
    Property Purchase Agreement and Property Sale Agreement
     
  Stamp Duty

  Professional legal fees
(security documents)
  RM 5 per RM1,000
  1.0% for the first RM100,000
    0.5% for the next RM4,900,000
     
  3. Other fees or charges:
     

  Disbursement fees, i.e. registration charges, searches (land and bankruptcy)
     

  Processing fees charged by
the Islamic banking institution for processing the financing

  These fees are charged by government authorities that
could range from RM300 to
RM700
     

  RM50 for the first RM30,000
     
    RM100 for RM30,001 to
RM100,000
     

  RM200 for RM100,001 and
above
 
     
  Type of charges and the amount may change in the future. Please check with your Islamic banking institution on the above.  
     
 
Related Information

Debt ratio

Repayment problem

Making a complaint

Housing loans
 
What Else Can I Do?

Read our FAQs on house
financing-i

Download the house financing-i booklet
Email this to a friend
Bookmark this page
Give us your feedback
 
 
  Download
here
For more information on Islamic banking, please download our booklet on applying for financing.